where your best insurance is


Founded by Gary Palmer in 2004,

Peak Financial Services provides a

complete service range for clients.

A full range of mortgage and insurance advice and access to over 30 lenders and insurers ensures that clients needs are always met.
Client mortgage requirements from residential to large commercial and development loans are readily available.



Gary has been a Finance and insurance Advisor in the Financial Services Industry for 30 years.

During that time he has run his own Finance Company, placed many millions of dollars of lending and insurance cover as well as assisting many into their first home.

He has even been involved in designing new insurance and lending products over the years.

With a wide range of contacts in the Industry and experience managing his own and other business’ Gary is well placed to advise and design business and shareholder insurance packages.

Many clients have been surprised at the comprehensive levels of cover they can achieve for similar premiums that they have already been paying.

Gary’s mantra is all about ensuring that the client is getting the best value for their premium dollar.

Sometimes that means redesigning existing insurance packages or getting insurers to offer new ones. Almost any situation can be insured, it’s just a matter of finding a reputable insurer and striking a rate.

Putting together commercial finance packages for developers or those adding to their Investment portfolio takes more than being able to crunch numbers.

Having long term relationships with the lenders is also critical and with 30 years experience, Gary certainly has these and is happy to use them to his clients advantage.


Bobby came to Peak from a career in nursing.
Over the past 4 years this has been a huge benefit to our clients as it enables him to converse with expert knowledge about any conditions they might currently have.
It has already proven its worth with his ability to negotiate terms with our underwriters.

It has also proven exceptionally valuable when clients have had to claim on their Medical or Trauma Cover.
Because of his in depth knowledge of both the medical terminology and the Insurance industry he can ensure that everything the insurer needs to approve a claim
is submitted immediately making the process quick and stress free for the client.

Bobby is a dedicated family man who fully appreciates the value of insurance in protecting his young family.



Yukie is yet another Nurse from the Phillipines to join the PEAK Family. She is hugely enthusiastic and energetic.

Yukie will go anywhere any time to visit her clients and make sure that they get the best service and products for their needs.

So far she has travelled as far south as Christchurch. She is very knowledgeable regarding the requirements of POLO for Filipino’s on the various Visa’s in NZ and works with them to make sure these requirements are met.

Like our other advisors Yukei passionate about ensuring that her countrymen (and women) are looked after properly and get the best service and products that are available



Richard is Philippines Registered Nurse by trade. Although, in New Zealand he stayed working in the Health industry as Phlebotomist.

This gives him a detailed understanding when it comes to medical terminology and the ability to discuss this in simpler ways for everyday people to better understand.

His wealth of knowledge in health and the healthcare system in New Zealand drives him to help people and provide what they need in times of crisis.


I am married for 5 years now and we are blessed with two beautiful daughters. My wife is a New Zealand Registered Nurse working in Northshore Hospital Elective Surgery Department. She comes home with stories I wish I could help with or better yet provide relief to families that are exhausted from processing requirements before they can have the surgery, unfortunately, most of the time re-scheduled. I have a young family and as immigrants, we do not have much family support here in NZ, that is why I value having insurance in place to look after me and my family when needed most



I’m Laarnie and I am from the Philippines. I am a registered nurse based in Hamilton. I have been living here in NZ with my family for more than 8 years.

My goal is to help clients from ensuring the best insurance products that meet their family’s/individual needs as well as helping them in stressful times that they have to make a claim.

With my medical background, I am aiming to provide a more comprehensive advice on insurance products specially those that relate with clients health needs.




Kia ora Gary I hope that this finds you well. Imo and I have been in our lovely house for 6 months now. I just wanted to write and to say thank you for your support and guidance on our journey towards home ownership. I passed on your details to several people, I am not sure that many of them were ready to make the leap. We are glad that we did. Best wishes
- Leilani
Thank you very much Bobby Chua for making an extra effort in assisting us in acquiring our life insurance. It was more than just ticking the boxes, you expounding its details very well to us. We feel we are well looked after with your professional advice. Once again , Thank you very much Bobby. Highly Recommended to all:)
- F. Baring
Thank you for helping us understand our life insurance. You have been very patient in explaining us the details of it. You went extra mile of your time to accomodate us. Tailored our insurance to suits our needs. We really appreciate all the things you have done despite that we only had our discussion on phone and thru email it did not hinder us to trust you as our financial adviser. Easy to get hold of and fast reply. Would highly recommend you to others.
- Mr. and Mrs. Lim